Pricing
Transparent pricing for everyone
1.0% + 20p
per successful transaction
Unlimited users, payments and invoices
No hidden fees or limitations. See our Transparency Manifesto.
Everything is included
Invoice distribution, reminders, workflows, reconciliation and payments.
Pay by bank & direct debits capped at £4
Only 0.15% on amounts over £2,000—half the cost of most providers.
Lower pricing via the ABC club
Standard payments at 0% + 20p with our partner program.
1.5% + 20p
per successful transaction
Unlimited users, payments and invoices
No hidden fees or limitations. See our Transparency Manifesto.
Everything is included
Invoice distribution, reminders, workflows, reconciliation and payments.
Pay by bank & direct debits capped at £6
Only 0.15% on amounts over £2,000—half the cost of most providers.
1.0% + 20p
per successful transaction
Unlimited users, payments and invoices
No hidden fees or limitations. See our Transparency Manifesto.
Everything is included
Invoice distribution, reminders, workflows, reconciliation and payments.
Pay by bank & direct debits capped at £4
Only 0.15% on amounts over £2,000—half the cost of most providers.
Pricing by agreement
Unlimited users, payments and invoices
No hidden fees or limitations. See our Transparency Manifesto.
Everything is included
Invoice distribution, reminders, workflows, reconciliation and payments.
Bank payments capped
We cap fees for bank transfers and direct debits.
Our only small print: some card types cost more due to fees charged by the issuer's bank (i.e. higher interchange). Premium cards (commercial Visa and Mastercard, and/or EEA cards) are charged at 2% of the successful transaction value, and super premium and all other cards (including non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards) at 3%. Chargebacks have a £15 handling fee.
Features breakdown
Create and distribute invoices
Upload PDFs, CSVs, Excel files, and even images to create invoices automatically
Create invoices and payment links in your branding
Automatically import and send invoices from Xero or Quickbooks
Distribute invoices and payment requests by email, whatsapp or SMS
Set custom reminder schedules and workflows, and send unlimited reminders
Accept payments
Accept payment via card, incl. Apple Pay and Google Pay
Accept payment by bank transfer via open banking
Accept payment via direct debit
Advanced fraud and security scanning on all payments
Accept payment in person via the Adfin app, including cards
Q4
Settlement and reconciliation
Daily (weekday) settlement to your bank account; same day for bank payments, T+2 for cards and T+3 for direct debit
Export transactions to a csv (spreadsheet) file
Best-in-class reconciliation back to Xero and Quickbooks, tested and approved by leading accountants
Credit control
Manage credit control via a single dashboard with custom statuses
See detailed activity log by customer and add notes
Platform
Users
Unlimited
Payments
Unlimited
Monthly minimum
None
Minimum contract length
None
Our promise
Our Transparency Manifesto
In a world where payment providers often exploit small businesses with hidden fees, complex pricing structures, and unpredictable costs, Adfin stands against the status quo.
Status quo
Adfin
Multi-tiered subscriptions
No subscriptions. No restrictions or limits.
Ever-rising fees
Low fees. Our fees are competitive and sustainable: we'll won't mess you around with changes.
Deceptive “free” offers
Clear, upfront charges with no hidden costs.
Complex pricing
Transparent pricing. Know exactly what you're paying for with clear and straightforward pricing information. No hidden terms.
Absorbing cost decreases
Passing savings on. Payments are generally getting cheaper. We will pass those savings onto you as they arise.
Testimonials
Our customers say it best
"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."
Monika Kamycka
Founder, Oppic
"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."
Louise Moore
Founder, Moore to Booking
"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."
Nicola Hageman
Founder, The Numbers Quarter
"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"
Laura Day-Henderson
Founder, More to Bookkeeping
"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".
Donna Porter
Administrator, Count On You
Get started in minutes
No paperwork. No tech setup. Just sign up and get started in minutes.
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