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On-demand payments

All payments. One platform.

Offer every major payment method in one place—card, bank, direct debit—with smart failovers and no third-party accounts to mess with.

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Person holding a phone displaying an Adfin invoice with multiple payment method options.
Payment methods

Let your customers pay their way

Accept card, bank, or direct debit in one place. No juggling PSP accounts, and no dev time—just fast, flexible payments with built-in tracking and failovers.
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Card, Apple Pay, Google Pay

Let customers pay instantly from any device—tap, done, dusted.
Illustration of phone payments.

Direct Debit

Perfect for recurring payments or one-offs. We've rebuilt direct debit from the ground up to work for the next era of payments.
Mobile screen showing direct debit setup form on Adfin.

Pay by bank

Let customers pay straight from their bank, no cards or passwords needed.
Mobile screen displaying bank options for paying by bank.

Bank transfer

Still use bank transfers? We support that too—and track them so you don’t have to.
In beta
Illustration of a hand holding a phone with a bank icon.
Customize

A payment experience your customers will love

Looks clean, works fast, and keeps your brand front and centre. No clunky redirects or weird forms.
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Light-themed Adfin invoice with payment options for Apple Pay, Google Pay, bank, and card.Light-themed Adfin invoice with payment options for Apple Pay, Google Pay, bank, and card.
Green-themed custom-branded Adfin invoice with full payment options.Green-themed custom-branded Adfin invoice with full payment options.
Minimal black-and-white Adfin invoice with multiple payment methods.Minimal black-and-white Adfin invoice with multiple payment methods.
Settings

Get paid fast, with chasing integrated by default

Smart reminders, fast payouts, and automated retries—so cash keeps flowing and you stay out of the admin pile.
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Intelligent chasing workflows

Remind customers automatically via WhatsApp, SMS, or email—wherever they actually respond.
Reminder and overdue notice settings for automated payment chasing.

Get paid daily

Get your money daily, as soon as the payment schemes allow—no holding funds hostage.
Daily payout summary with incoming payments and chargebacks.

Transparent fees

Know exactly what you’re paying. No hidden costs, no surprises.
Payment confirmation showing Apple Pay fee and amount received.

Set limits per method

If a payment fails, we’ll try again for you—automatically.
Payment limits per method including direct debit, cards, and bank.
Enterprise-grade security and compliance, sorted behind the scenes
Set prompt payment discounts & late payment penalties
Coming soon
Automatically retries other payment methods when a payment fails
Get notified the moment a payment lands or doesn’t

Get started in minutes

No paperwork. No tech setup. Just sign up and get started in minutes.
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FAQ

Payments questions

How do I know Adfin is safe?

Adfin’s platform has been built from scratch using the latest technology to be as safe and secure as possible. For more information, see adfin.com/security.

What guarantees are there in place to safeguard collected funds?

All collected funds remain with Adfin’s licensed payments partners, who are detailed in our Terms. All funds are safeguarded at all times.

What happens if Adfin ceases to operate?

Adfin is well-funded and by virtue of our pending EMI licence application from the FCA in the UK, has extremely robust procedures already in place to manage our finances and ensure we would not cease to operate in a disorderly fashion. All funds are held and safeguarded with our FCA-licensed partners (more details in our Terms) and if Adfin ceased to operate, your funds would be returned by those partners.

How can I trust that you won’t increase fees?

We would be a bad business if we made promises we can’t keep, and not all of our costs are in our control. For instance, for many card types, the vast majority of our fee is passed straight back to the customer’s bank in the form of interchange, and we can’t control whether those fees are increased. However, what we can say, is that our business model is sound on the pricing we have today and our Transparency Manifesto at adfin.com/pricing provides more detail on how we believe Adfin is different when it comes to pricing.

How can I trust that you won’t get sold to someone who increases fees?

We are building a new type of payments company here at Adfin: one where transparency and trust are central. And our team is deeply committed to building an independent company: many of us have been acquired before, not always with positive impact. Therefore, while we can make no promises, our intentions are certainly to remain independent, and even if we didn’t, we would ensure any buyer shares our core values.

Testimonials

Our customers say it best

Monika Kamycka avatar
"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."
Monika Kamycka
Founder, Oppic
Louise Moore avatar
"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."
Louise Moore
Founder, Moore to Booking
Nicola Hageman avatar
"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."
Nicola Hageman
Founder, The Numbers Quarter
Laura Day-Henderson avatar
"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"
Laura Day-Henderson
Founder, More to Bookkeeping