Accept payments

All payments. One platform.

Just get paid: all the payment methods you need in one place and no need to chase. Next-generation cards, bank, direct debit and bank transfers—with smart failovers and no third-party accounts to mess with.

Payment methods

Give your customers choice—and get paid faster

Make it easy for customers to pay, and they will pay you faster. Adfin brings the latest payment technology into one platform, delighting your clients—and you!

Card, Apple Pay, Google Pay

Fast, secure, and consistently loved by your customers.

Direct debit

Perfect for recurring payments or one-offs. We've rebuilt direct debit from the ground up to work for the next era of payments.

Pay by bank

Let customers pay straight from their bank, no cards or passwords needed.

Mobile screen displaying bank options for paying by bank.

Bank transfer

Finally: bank transfers that automatically reconcile, so chasing stops the second the client pays.

Illustration of a hand holding a phone with a bank icon.

Customise

A payment experience your customers will love

Looks clean, is super fast, and keeps your brand front and centre. No clunky redirects or weird forms. In the era of AI, this is table stakes for your business.

Light-themed Adfin invoice with payment options for Apple Pay, Google Pay, bank, and card.

Green-themed custom-branded Adfin invoice with full payment options.

Minimal black-and-white Adfin invoice with multiple payment methods.

Credit control

The real power of Adfin is in the integrated credit control

Your payments process should be at one with your credit control process. Adfin's intelligent reminders and powerful automation tools save you time and get you paid faster.

Intelligent chasing with Autopilot

Remind customers automatically via WhatsApp, SMS, or email—and send emails from your domain in your tone of voice automatically with Autopilot.

Reminder and overdue notice settings for automated payment chasing.

Fast payouts and easy reconcilation

Chasing always stops the second the customer pays. Payouts are fast, and we settle gross so reconcilation is easy.

Daily payout summary with incoming payments and chargebacks.

We only get paid if you get paid

We align our incentives with yours: we only get paid if you get paid. And because we’ve rebuilt our infrastructure for the AI era, you’ll find our fees a pleasant surprise.

Payment confirmation showing Apple Pay fee and amount received.

You're always in control

You choose which payment methods are offered, when. If a payment fails, we’ll try again for you, using a different method if you like.

Payment limits per method including direct debit, cards, and bank.

Enterprise-grade security and compliance

Set prompt payment discounts & late payment penalties

Coming soon

Split payments into instalments

Get notified the moment a payment lands or something goes wrong

Get started in minutes

No paperwork. No tech setup. Just sign up and get started in minutes.

FAQ

Payments questions

How do I know Adfin is safe?

Adfin’s platform has been built from scratch using the latest technology to be as safe and secure as possible. For more information, see adfin.com/security.

Who is responsible for providing me with payment services?

Adfin enables you to distribute and manage requests for payment to your customers. Payment services are provided directly to you by one of our FCA-regulated payments partners and their name may appear on your customers' bank statements:

Adyen N.V.
Stripe Payments Europe, Ltd
Tink Financial Services Ltd

If you or any of your customers have any questions about the payment services, please reach out to us directly.

Your fees are very competitive. Will they ever increase?

We've built our payment infrastructure from scratch in the AI era, which is why our platform is so secure, reliable and cost competitive. Not all of our payment-related costs are within our control as they are set by the underlying payment scheme: for example, the majority of card fees go to the issuing bank in the form of interchange. However, unless these underlying costs change we can see no reason why Adfin would increase fees, and we are in fact working to see where we can lower them. Our Transparency Manifesto at adfin.com/pricing provides more detail on how we believe Adfin is different when it comes to pricing.

How can I trust that you won’t get sold to someone who increases fees?

We are building a new type of payments company here at Adfin: one where transparency and trust are central. And our highly experienced team is deeply committed to building an independent company which remains in our control. Therefore, while we can make no promises, our intentions are certainly to remain independent, and even if we didn’t, we would ensure any buyer shares our core values.

Testimonials

Our customers say it best

"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."

Monika Kamycka

Founder, Oppic

"For credit control, Adfin is on another level—clear, flexible, and built for accountants."

Neil Criddle

Founder, Neil's Data Consultancy

"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."

Louise Moore

Founder, Moore to Bookkeeping

"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."

Paul Barnes

Founder, Cloud Accounting Support Services

"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."

Nicola Hageman

Founder, The Numbers Quarter

"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."

Jim Borrill

Founder, Stem Accountants

"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"

Laura Day-Henderson

Founder, More to Bookkeeping

"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".

Donna Porter

Administrator, Count On You