Next-generation direct debit

Direct debit: reimagined for the modern business

Get paid automatically, straight from your customer’s bank. Only Adfin puts you in charge of chargebacks, allows you to fallback to card if needed, and pays out daily by default. And our fees are the most competitive on the market.

Easy setup

Step 1

Send mandates in seconds, or migrate them automatically

Migrate mandates automatically, so your customers don't need to do a thing. Switch invoicing automatically. Or create new mandates in seconds, synchronised with accounting software.

Step 2

hree figures holding icons for phone, email, and chat.

We’ll chase unsigned mandates for you

Customers can sign digitally or offline. Adfin automatically follows up to make sure you get a signature, or offer the customer a different payment method if you prefer.

Step 3

Illustration of a box with documents for reconciliation.

Keep tabs on every  
payment

See who’s paid (and who hasn’t) in real time. No more guessing or spreadsheets. If a direct debit fails, we can auto-switch to card, if you like.

Benefits

You need a modern direct debit provider—that actually has your back

Get paid daily, in full—no exceptions

Unlike competitors, we never hang onto your money. With Adfin, daily payouts come as standard, and we always settle gross, so what’s on your invoice is what lands in your bank. We invoice our fee separately, so reconciliation is a breeze.

Dashboard showing daily payouts and payment activity.

Smarter payment recovery

Failed direct debit? We can auto-fallback to card so you don’t miss a beat. Customer not signing a mandate? We can send them an alternative payment method automatically. More ways to collect, fewer awkward follow-ups.

Phone and workflow view showing auto-fallback payment link via email, WhatsApp, or SMS.

No sneaky fees for retries—ever

If a payment fails, we’ll retry it for free. No hidden costs, no surprises. Why should we get paid if you don’t?

Chargeback protection with Adfin

Direct debit chargebacks are rare—but if they hit, you need to know your provider will support you every step of the way. We guarantee we will do this.

Your name on the bank statement

With Adfin Custom, you get a custom SUN and your name on the bank statement.

Our direct debit is different

Existing providers

Adfin

No fallback if direct debit fails—can’t switch to card or open banking.

Fallback

If a payment fails, we can offer an alternative method. Everything is in your control through powerful chasing workflows.

It is hard to answer simple questions like “Is this client on direct debit?”. No live status or alerting.

Visibility

See who’s on direct debit, track payments live, and get alerts if anything changes. Adfin puts you in control.

Slow payouts, hidden fees, and non-existent support when things go wrong.

Fee & Support

Only pay for successful payments. No upfront deductions, no hidden fees—and real human support.

Migration

Switch without the stress

Hundreds of businesses have moved to Adfin without losing a single customer. We support fully automated mandate migration so your customers don't even need to sign a new mandate.

Interface showing the Adfin migration workflow, including steps to import customers, review data, notify clients, and send direct debit mandates.

Testimonials

Our customers say it best

"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."

Monika Kamycka

Founder, Oppic

"For credit control, Adfin is on another level—clear, flexible, and built for accountants."

Neil Criddle

Founder, Neil's Data Consultancy

"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."

Louise Moore

Founder, Moore to Bookkeeping

"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."

Paul Barnes

Founder, Cloud Accounting Support Services

"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."

Nicola Hageman

Founder, The Numbers Quarter

"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."

Jim Borrill

Founder, Stem Accountants

"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"

Laura Day-Henderson

Founder, More to Bookkeeping

"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".

Donna Porter

Administrator, Count On You

Get started in minutes

No paperwork. No tech setup. Just sign up and get started in minutes.