On-demand payments
Direct debit: reimagined for the modern business
Get paid automatically, straight from your customer’s bank. Only Adfin puts you in charge of chargebacks, allows you to fallback to card if needed, and pays out daily by default. And all for the most competitive fees in the market.
One click setup
Step 1
Send mandates
in seconds
in seconds
Fire off payment requests individually or in bulk. No more manual entry––syncs with Xero and Quickbooks (with Freeagent coming soon).
Step 2
We’ll chase unsigned mandates for you
Customers can sign digitally or offline. Adfin automatically follows up to collect signatures.
Step 3
Keep tabs on every
payment
payment
See who’s paid (and who hasn’t) in real time. No more guessing or spreadsheets. If a direct debit fails, we can auto-switch to card, if you like.
Benefits
Direct debit that fits right in—and has your back.
Get paid daily, in full—no surprises
We never hang onto your money. With Adfin, daily payouts come as standard, and we always settle gross, so what’s on your invoice is what lands in your bank. We invoice our fee separately, so reconciliation is a breeze.
Smarter payment recovery
Failed Direct debit? We can auto-fallback to card so you don’t miss a beat. More ways to collect, fewer awkward follow-ups.
No sneaky fees for retries—ever
If a payment fails, we’ll retry it for free. No hidden costs, no surprises. Why should we get paid if you don’t?
Chargeback protection with Adfin
Coming soon
Your name on the bank statement
Coming soon
Our Direct debit is different
Fallback
If a payment fails, we switch to Apple or Google Pay and send automated reminders via WhatsApp, SMS, or email.
Visibility
See who’s on direct debit, track payments live, and get alerts if anything changes.
Fee & Support
Only pay for successful payments. No upfront deductions, no hidden fees—and real human support.
Migration
Switch without the stress
Hundreds of businesses have moved to Adfin without losing a single customer. Just import your clients—we’ll handle the rest: send mandates, chase signatures, and update invoices.
Testimonials
Our customers say it best
"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."
Monika Kamycka
Founder, Oppic
"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."
Louise Moore
Founder, Moore to Booking
"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."
Nicola Hageman
Founder, The Numbers Quarter
"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"
Laura Day-Henderson
Founder, More to Bookkeeping
Get started in minutes
No paperwork. No tech setup. Just sign up and get started in minutes.
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